Residential Strata Insurance

Strata Properties both small and large have unique needs and requirements.

Residential Strata Insurance

Strata Properties both small and large have unique needs and requirements. Not only are there Buildings that need to be insured but also ;

  • Common Area Contents – Communal areas can often be overlooked as to the cost involved to reinstate these areas following a loss,
  • Loss of Rent & Temporary Accommodation – If any residence need to vacate after a major loss so that repairs can be undertaken
  • Public Liability – Cover for injury or property damage where negligence may be alleged against the Strata.
  • Office Bearers Liability – for decisions made as a Strata Manager or if you are on the Council of Owners
  • Fidelity Guarantee – Embezzlement of funds from a strata trust account
  • Machinery Breakdown / Fusion Cover if you have lifts, pools, bore etc.
  • Workers Compensation – To cover injury to any contractors or workers whilst on your property doing work

With all of the above and many other exposures to be considered strata insurance can be quite overwhelming and with many insurers only dealing with insurance brokers and not direct with the public or with Strata Managers to ensure that you have the most appropriate and competitive policy it is best to speak with an Insurance Broker to assist you.

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If you are looking for competitive coverage and insurance that perfectly fits your individual requirements. Simply complete the form, and you’re on your way to personalised protection through Competitive Insurance Solutions.

Our friendly team is here, ready to offer expert guidance and craft custom solutions that bring you peace of mind. 

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© 2023 Competitive Insurance Solutions Pty Ltd. ATF The Bruce Family Trust (t/as) Competitive Insurance Solutions ABN 92 954 163 790 is an
Authorised Representative (432989) of Trident Insurance Group Pty Ltd ABN 81 066 347 22, AFS License No. 237360